YONO SBI Referral Code 2025
Get exclusive benefits when you use our referral code to sign up for YONO SBI. Earn cash rewards, bonus points, and special discounts on your first transaction with State Bank of India’s digital banking platform.
Your Exclusive Referral Code
Frequently Asked Questions
YONO (You Only Need One) is State Bank of India’s integrated digital banking platform that allows customers to perform banking, shopping, and lifestyle activities through a single app. It provides services like fund transfers, bill payments, loan applications, insurance, investments, and more.
During the YONO SBI app registration process, you’ll find a field to enter the referral code. Simply enter “YONOSBI2025” in that field before completing your registration. The benefits will be automatically applied to your account.
Using our referral code gives you exclusive benefits including: ₹100 cash reward on your first transaction, 500 bonus reward points, waived fees for the first 3 money transfers, and special discounts on shopping through the YONO app.
Yes, the current referral code “YONOSBI2025” is valid until December 31, 2025, unless extended by SBI. We recommend using it as soon as possible to ensure you don’t miss out on the benefits.
No, referral codes can only be used during new account registration. Existing users cannot apply referral codes to their accounts. However, existing users can refer friends using their own referral codes available in the app.
The cash reward is credited within 24 hours of your first qualifying transaction. Bonus points are added to your account within 3-5 working days. Other benefits are available immediately after successful registration.
Yes, to receive the ₹100 cash reward, you need to complete at least one financial transaction (like fund transfer, bill payment, or recharge) of ₹500 or more within 30 days of registration.
Yes, you can use YONO SBI and this referral code even if you don’t have an SBI account. The app allows non-SBI customers to open a digital savings account instantly. However, some features may be limited compared to regular SBI account holders.
First, ensure you’re entering the code exactly as “YONOSBI2025” (all uppercase, no spaces). If it still doesn’t work, the promotional offer might have expired or reached its usage limit. Contact SBI customer support through the app or call 1800 1234 for assistance.
The referral code can be used by customers residing in India. International customers with Indian mobile numbers may also be able to use it, but some services might be restricted based on their location. The cash reward is only credited to Indian bank accounts.